Risk Operations Specialist
Company websiteparafin.com (Parafin, opens in new tab)
Base salary $118K to $123K
Employer-published annual base salary, USD. Advertised base range in San Francisco, CA
You apply on the employer's own site. Six Figure Work does not handle applications.
- LocationSan Francisco, CA
- WorkplaceHybrid
- Status at last checkSource accepting applications when checked
- Last checked (3 h ago) · observed since
About this job
About Us:
At Parafin, we’re on a mission to grow small businesses.
Small businesses are the backbone of our economy, but traditional banks often don’t have their backs. We build tech that makes it simple for small businesses to access the financial tools they need through the platforms they already sell on.
We partner with companies like DoorDash, Amazon, Worldpay, and Mindbody to offer fast and flexible funding, spend management, and savings tools to their small business users via a simple integration. Parafin takes on all the complexity of capital markets, underwriting, servicing, compliance, and customer service for our partners.
We’re a tight-knit team of innovators hailing from Stripe, Square, Plaid, Coinbase, Robinhood, CERN, and more — all united by a passion for building tools that help small businesses succeed. Parafin is backed by prominent venture capitalists including GIC, Notable Capital, Redpoint Ventures, Ribbit Capital, and Thrive Capital. Parafin is a Series C company, and we have raised more than $194M in equity and $340M in debt facilities.
Join us in creating a future where every small business has the financial tools they need.
About the Position
We are looking for a Product Operations Specialist to help us scale operations and grow our capital products.
This role will be a critical operator of the company's product suite by providing a positive experience for the small businesses we support. You will be responsible for running and building best-in-class processes for payments and fraud. You will become an expert on Parafin’s Capital products, digging deep into the details to solve problems, and being an on-the-ground operator to support day-to-day functions, from troubleshooting payment issues to data analysis to building documentation.
Are you an adaptable all-rounder who is passionate in building at scale, while enjoying rolling up your sleeves to get the job done? Are you excited to work collaboratively at a fast-growing startup to help grow small businesses? If so, come join us!
What You’ll Be Doing:
Assist in developing operational solutions to help evaluate complex business risk issues in a fast-paced environment
Find solutions to automate and streamline ops processes, leading efforts to build in-house or finding external vendors
Conduct reviews to assess risk factors for high-priority merchants
Troubleshoot and resolve payment issues with our merchants, while providing high-quality service via email and phone
Manage cross-functional work streams with our customer support, data science, compliance, and engineering teams to improve the merchant experience and grow capital originations
Review current processes and provide feedback on how to improve product operations and Parafin as a whole
Work closely with our partners to identify areas of risk and investigate fraudulent behavior
Use data-driven analysis to identify areas of optimization and growth
What We’re Searching For:
3 - 5 years of work experience
2 - 3 years of operational experience working in a fintech startup, bank, or payments company
Strong understanding of payments
Excellent communication skills
Strong quantitative / detail-oriented background
Thrive in an entrepreneurial environment
We Prefer If You Have:
Experience with fraud/ risk management
Strong understanding of, or desire to learn, about a capital or lending product
Fluency in, or desire to learn, data analysis skills and tools, such as SQL / R / Python
What We Offer
Salary Range: $118k - $123k
Equity grant
Medical, dental & vision insurance
Unlimited PTO
Work-from-home flexibility
Commuter benefits
Free lunches
Paid parental leave
401(k)
Employee assistance program
If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please contact us.
Source: Parafin on Ashby · View original posting (opens in new tab)
Pay in context
This role's base floor ($118,000) is above 20% of the 937 Business Operations roles in California listed on this site. Their median floor is $145,000; the middle half runs from $124,000 to $178,420.
Only jobs on this site count, and each one publishes a base salary of $100,000 or more, so this compares six-figure jobs with each other, not with the whole market. Computed Nov 7, 2026.
This listingRisk Operations Specialist$118K to $123K
Senior Manager, Customer Experience$145K to $190K
Data Analytics Engineer$180K to $220K
Chart as a table
| Role | Published base |
|---|---|
| Risk Operations Specialist (this listing) | $118K - $123K |
| Senior Manager, Customer Experience | $145K - $190K |
| Data Analytics Engineer | $180K - $220K |
Observed changes
- First observed on the employer's board
- Began meeting the published-salary criteria
- Observed since
- Employer-stated posting date
- 2026-09-25
Where this pay comes from
Location as the employer wrote it: San Francisco, CA
- Salary Range: $118k - $123k
- Method
- Employer text, read with fixed rules and re-verified
- Checked
- Rule set
- us-base-v2
The pay passage appears in the employer's own job text. Fixed, deterministic rules located it, and the passage below was checked against the stored copy of the posting.
What we verified
- The pay figures come from the employer's own listing, quoted exactly above.
- The pay is an annual base salary in US dollars with a minimum of at least $100,000.
- The role was publicly listed on the employer's job board when last checked.
We do not verify what the employer will actually offer, whether the employer is still recruiting for the role, or anything beyond what the employer published. Full methodology.