Small Business Underwriter II
Company websitecapitalone.com (Capital One, opens in new tab)
Base salary $138,100 to $157,700
Employer-published annual base salary, USD. Advertised base range in Plano, TX
You apply on the employer's own site. Six Figure Work does not handle applications.
- LocationPlano, TX
- WorkplaceWorkplace not stated
- Status at last checkSource accepting applications when checked
- Last checked (3 min ago) · observed since
About this job
Are you passionate about fueling the growth of small businesses? Do you thrive in a fast-paced, high-impact environment? Our Small Business Lending Operations team is looking for a motivated Commercial Underwriter to help us support small business borrowers.
In this role, you won't just be managing risk; you'll be a key player in a high-performing team. We need an innovative thinker with solid commercial underwriting experience who can develop adaptive solutions for a dynamic market. If you're driven to enhance team capabilities and uphold rigorous credit standards, we want to talk to you.
Responsibilities:
Underwrites and performs renewals or reviews of loans up to $10MM.
Underwrites and decisions new loan requests, renewals, annual reviews, and credit assessments up to the limit of his/her commercial loan authority in accordance with Capital One Bank loan policy and portfolio performance objectives.
Provides outstanding service to business bankers and other internal partners in the organization.
Works with Small Business Bankers in structuring loan requests in a manner which will best fit Capital One policy while mitigate lending risks and best meeting borrower needs.
Delivers a great overall customer experience, working closely with the Business Loan Advocates that are accountable for the end to end loan process from application to funding.
Recommends commercial loan risks rating grades as part of the loan underwriting process, annual reviews, other interim reviews.
Ensures appropriate application of all bank and line of business policies and procedures; supporting and driving adherence to regulatory compliance requirements.
Is proactive about identifying and delivering improvements in our Small Business policy, underwriting, and/or risk management, and performs special project work as appropriate.
Contributes to department training and growth.
Basic Qualifications:
Bachelor’s Degree or Military experience
At least 4 years of experience in credit administration, small business underwriting, commercial loan underwriting or commercial lending
Preferred Qualifications:
5+ years of experience of experience in credit administration, small business underwriting, commercial loan underwriting or commercial lending
Bachelor’s Degree in Finance or Accounting
Completion of a formal credit training
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
Plano, TX: $138,100 - $157,700 for Small Business Underwriter IICandidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [email protected]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to [email protected]
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Source: Capital One on Workday · View original posting (opens in new tab)
Pay in context
This role's base floor ($138,100) is above 64% of the 91 Finance & Accounting roles in Texas listed on this site; 1 other lists the same floor. Their median floor is $126,100; the middle half runs from $115,000 to $150,000.
Only jobs on this site count, and each one publishes a base salary of $100,000 or more, so this compares six-figure jobs with each other, not with the whole market. Computed Nov 7, 2026.
This listingSmall Business Underwriter II$138,100 to $157,700
Manager, Project Manager- Customer IdentityFrom $138,100
Platform Risk ManagerFrom $138,100
Project Manager - Debit Operations Network ReleasesFrom $138,100
Business Strategy Manager - Network Policy & Rules AdvisoryFrom $138,100
Manager, Project Manager, Consumer IntelligenceFrom $138,100
Manager, Accounting (Hybrid)From $138,100
Chart as a table
| Role | Published base |
|---|---|
| Small Business Underwriter II (this listing) | $138,100 - $157,700 |
| Manager, Project Manager- Customer Identity | From $138,100 |
| Platform Risk Manager | From $138,100 |
| Project Manager - Debit Operations Network Releases | From $138,100 |
| Business Strategy Manager - Network Policy & Rules Advisory | From $138,100 |
| Manager, Project Manager, Consumer Intelligence | From $138,100 |
| Manager, Accounting (Hybrid) | From $138,100 |
Observed changes
- First observed on the employer's board
- Began meeting the published-salary criteria
- Observed since
- Employer-stated posting date
- 2026-09-15
Where this pay comes from
Location as the employer wrote it: Plano, TX
Plano, TX: $138,100 - $157,700 for Small Business Underwriter II
- Method
- Employer text, read with fixed rules and re-verified
- Checked
- Rule set
- us-base-v2
The pay passage appears in the employer's own job text. Fixed, deterministic rules located it, and the passage below was checked against the stored copy of the posting.
What we verified
- The pay figures come from the employer's own listing, quoted exactly above.
- The pay is an annual base salary in US dollars with a minimum of at least $100,000.
- The role was publicly listed on the employer's job board when last checked.
We do not verify what the employer will actually offer, whether the employer is still recruiting for the role, or anything beyond what the employer published. Full methodology.