Credit Review Data Scientist Senior
Company websitemtb.com (M&T Bank, opens in new tab)
Base salary $103,000 to $171,600
Employer-published annual base salary, USD. Advertised base range in Buffalo, NY
You apply on the employer's own site. Six Figure Work does not handle applications.
- LocationBuffalo, NY
- WorkplaceWorkplace not stated
- Status at last checkSource accepting applications when checked
- Last checked (56 min ago) · observed since
About this job
OVERVIEW:
Serves as the primary technical resource responsible for data extraction, transformation, analysis, dashboard development, and operational reporting supporting Credit Review activities. Serves as a "hands-on keyboard" analytics expert in developing complex methods, processes, and systems to consolidate and analyze diverse big data sources to generate insights and solutions for the Credit Review team, and for product enhancements. Works closely with the Credit Review Data Steward to support the Credit Review Department’s portfolio Risk Assessment process, review universe development, Reviewable Entity definition, sample selection, portfolio monitoring, and executive reporting. Assists other members of the Credit Review Professional Practices team with data visualization initiatives.
POSITION RESPONSIBILITIES:
Data Extraction & Transformation
- Extract data from Commercial and Consumer loan systems and from data warehouse environments.
- Create repeatable Extract, Transform, Load (ETL) processes.
- Build automated datasets.
Portfolio Analytics
- Produce portfolio segment analyses.
- Monitor asset quality trends.
- Generate concentrations and risk stratifications.
- Support Credit Review’s Risk Assessment processes.
Sample Selection Analytics
- Assist in determining, developing and stratifying portfolio populations.
- Generate statistically valid samples.
- Document sample methodologies.
Dashboard Development
Build and maintain dashboards tracking factors such as Credit Review’s review universe, planned versus completed reviews, testing deviation trends, delinquencies, Criticized assets, charge-offs, risk rating migration, and emerging portfolio risks.
Ad-Hoc Analysis
- Support Credit Review’s Targeted Review activity.
- Perform targeted portfolio analyses.
- Respond to management requests.
- Support regulatory examinations.
Complete other related duties as assigned.
NATURE AND SCOPE:
N/A
MANAGERIAL/SUPERVISORY RESPONSIBILITY:
None
MINIMUM QUALIFICATIONS REQUIRED:
- Bachelor’s degree and a minimum of 5 years related experience, or in lieu of a degree, a combined minimum of 9 years higher education and/ or work experience, including a minimum of 5 years related experience
- Experience working with multiple statistics and data science principles such as AB testing, sample selection, hypothesis testing, and modeling bias
- Proficiency with pertinent statistical software and languages and tools
- Experience with various hybrid databases both on premise and in the cloud
- Intermediate level knowledge of Structured Query Language (SQL) and Not Only Structured Query Language (nSQL)
- Intermediate understanding of modeling techniques such as Bayesian Modeling, Classification models, Cluster analysis, Neural Network, Non-parametric methods, and Multivariate statistics
- Experience analyzing large data sets
IDEAL QUALIFICATIONS PREFERRED:
- Credit Risk Management or Credit Review experience
- Extensive knowledge of and familiarity with data management, analysis, and warehousing products, systems and workflows (Python, Power BI, Alteryx, etc.)
- Highly proficient with Data Governance Tools and with data warehousing concepts
- Experience participating in the remediation of complex data issues
- Strong understanding of statistical sampling methodologies and statistical analysis techniques and tools
- Strong portfolio analytics capabilities
- Strong data visualization skills (Power BI, Tableau)
- Understanding of AI, Generative AI, and Machine Learning applications and capabilities are considered a plus
- Prompt engineering skills are considered a plus
PHYSICAL REQUIREMENTS:
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $103,000.00 - $171,600.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Buffalo, New York, United States of AmericaSource: M&T Bank on Workday · View original posting (opens in new tab)
Pay in context
This role's base floor ($103,000) is above 2% of the 611 Data & ML roles in New York listed on this site; 1 other lists the same floor. Their median floor is $170,000; the middle half runs from $140,000 to $197,300.
Only jobs on this site count, and each one publishes a base salary of $100,000 or more, so this compares six-figure jobs with each other, not with the whole market. Computed Nov 8, 2026.
This listingCredit Review Data Scientist Senior$103,000 to $171,600
Business Banking Relationship Manager - Middlesex County, NJ$104,700 to $174,500
First Line Risk Analyst - Technology$104,700 to $174,500
Financial Advisor Team Leader$103,900 to $173,100
Tax Credit Equity Underwriter$103,900 to $173,100
Senior Cybersecurity Encryption Engineer$106,700 to $177,900
Global Capital Markets Transaction Manager II (Corporate Debt)$106,700 to $177,900
Chart as a table
| Role | Published base |
|---|---|
| Credit Review Data Scientist Senior (this listing) | $103,000 - $171,600 |
| Business Banking Relationship Manager - Middlesex County, NJ | $104,700 - $174,500 |
| First Line Risk Analyst - Technology | $104,700 - $174,500 |
| Financial Advisor Team Leader | $103,900 - $173,100 |
| Tax Credit Equity Underwriter | $103,900 - $173,100 |
| Senior Cybersecurity Encryption Engineer | $106,700 - $177,900 |
| Global Capital Markets Transaction Manager II (Corporate Debt) | $106,700 - $177,900 |
Observed changes
- First observed on the employer's board
- Began meeting the published-salary criteria
- Observed since
- Employer-stated posting date
- 2026-11-04
Where this pay comes from
Location as the employer wrote it: Buffalo, NY
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $103,000.00 - $171,600.00 Annual (USD). The successful candidate’s particular combina
- Method
- Employer text, read with fixed rules and re-verified
- Checked
- Rule set
- us-base-v2
The pay passage appears in the employer's own job text. Fixed, deterministic rules located it, and the passage below was checked against the stored copy of the posting.
What we verified
- The pay figures come from the employer's own listing, quoted exactly above.
- The pay is an annual base salary in US dollars with a minimum of at least $100,000.
- The role was publicly listed on the employer's job board when last checked.
We do not verify what the employer will actually offer, whether the employer is still recruiting for the role, or anything beyond what the employer published. Full methodology.
