Six Figure Work

Senior Data Product Owner - Bank

USAA

Company websiteusaa.com (USAA, opens in new tab)

Base salary $103,450  to $197,730

Employer-published annual base salary, USD. Advertised base range in Charlotte, NC +4 more

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  • LocationCharlotte, NC +4 more
  • WorkplaceWorkplace not stated
  • Status at last checkSource accepting applications when checked
  • Last checked (58 min ago) · observed since
All 4 locations
  • San Antonio Home Office I
  • Charlotte, NC - CENTS
  • Plano Legacy
  • Phoenix Campus (Main)

About this job

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.

The Opportunity

As a Senior Data Product Owner, you will be responsible for translating business needs into actionable product requirements that enable the successful delivery of solutions.  Working as an integral member of a SAFe Agile Release Train (ART), you will leverage Jira and Clarity to create and manage product features, partner with Agile teams to decompose features into user stories, define acceptance criteria, and maintain a prioritized product backlog.  You will facilitate backlog refinement, sprint planning, and ongoing prioritization activities to ensure delivery teams are focused on the highest-value work.  You will develop and maintain a strong collaboration across technology teams and guide product delivery from concept through implementation while supporting USAA Bank’s strategic data initiatives.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, or Plano, TX. Relocation assistance is not available for this position.

What you'll do:

  • Work with business and Subject Matter Experts to understand business strategy and vision and then writ, refines, accept and prioritize stories and/or features to support effective and compliant solutions while balancing investment and business value.
  • Own and maintain a prioritized work backlog for one or more Agile teams. Product backlog includes complete user stories with acceptance criteria so that they are consumable and testable by the Agile team or program. Review and accept output of I/T and/or business development to ensure specified acceptance criteria have been completed.
  • Serve as direct representative of the business with one or more delivery teams, representing the customers' perspective throughout the product delivery cycle.
  • Participate in a cross-functional team of user experience partners, designers, business analysts, developers, testers and others to develop, execute and release in alignment with program and/or product road maps.
  • Partner with sponsors, stakeholders, and IT to facilitate, define and document relevant business processes, gaining an advanced understanding of the needs, measures, and risks & controls for the improvement area.
  • Prepare the business for the change and provides tactics and metrics for benefits, adoption, and risk. Leverage existing change management routines, as needed.
  • Work with different technologies, internal and external to have oversight of development, testing and controls.
  • Apply advanced knowledge in the business development/execution discipline, regularly seeking out opportunities to enhance, improve and advance the function.
  • Coach and mentor other Product Owners.
  • Demonstrate advanced knowledge in multiple business or system domains and capable of leading development across multiple teams at the project or program level.
  • Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

  • Bachelor's degree; OR 4 years of relevant education and/or experience.
  • 6+ years of experience in process improvement, project delivery, business/requirements analysis or directly related to supported business operations/product line.
  • Advanced knowledge of Microsoft Office products, applicable databases and product management tools.
  • Advanced knowledge of technical software delivery methodologies (i.e., Agile, Waterfall, SAFe).
  • Proficiency using Jira for backlog management, feature and story creation, and workflow tracking.
  • Skill in breaking down larger features into smaller, actionable user stories.
  • Proven ability to be an active and contributing member of an Agile delivery team, fostering teamwork and open communication.
  • Advanced ability to independently work to gather business requirements, process flows and use cases to develop and deliver on business capabilities within the approved methodology, writing user stories, and following the development process through user story acceptance.
  • Experience in analyzing business requirements and ability to identify opportunities to drive decisions and streamline business processes in accordance with risk management framework and regulatory requirements.

What sets you apart:

  • Advanced Experience in a SAFe environment is preferred.  SAFe (Scaled Agile Framework) certification is a plus.
  • Financial services, insurance, banking, or other highly regulated industry experience.
  • US military experience through military service or a military spouse/domestic partner.

Compensation range: The salary range for this position is: $103,450 - $197,730.

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

 

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Source: USAA on Workday · View original posting (opens in new tab)

Pay in context

This role's base floor ($103,450) is above 2% of the 2,712 Product roles nationwide listed on this site; 5 others list the same floor. Their median floor is $165,000; the middle half runs from $140,000 to $195,000.

Only jobs on this site count, and each one publishes a base salary of $100,000 or more, so this compares six-figure jobs with each other, not with the whole market. Computed Nov 7, 2026.

This range next to 6 other live USAA roles with the nearest advertised base floor
Chart as a table
This range next to 6 other live USAA roles with the nearest advertised base floor
RolePublished base
Senior Data Product Owner - Bank (this listing)$103,450 - $197,730
Manager, Claims Operations-Property$103,450 - $197,730
Senior Data Product Owner - Insurance Pricing and Claims$103,450 - $197,730
Senior Automation Controls Engineer$103,450 - $197,730
Manager, Claims Operations - ATF$103,450 - $191,970
Manager, Litigation Operations - Bodily Injury$103,450 - $197,730
Information Management Analyst - Mid Level$103,450 - $197,730

Same $100K to $400K scale as every card. All USAA roles · How to read the bar

Observed changes

  1. First observed on the employer's board
  2. Began meeting the published-salary criteria
Observed since
Employer-stated posting date
2026-10-12
Where this pay comes from

Location as the employer wrote it: Multiple locations (4)

Compensation range: The salary range for this position is: $103,450 - $197,730.

Method
Employer text, read with fixed rules and re-verified
Checked
Rule set
us-base-v2

The pay passage appears in the employer's own job text. Fixed, deterministic rules located it, and the passage below was checked against the stored copy of the posting.

What we verified

  • The pay figures come from the employer's own listing, quoted exactly above.
  • The pay is an annual base salary in US dollars with a minimum of at least $100,000.
  • The role was publicly listed on the employer's job board when last checked.

We do not verify what the employer will actually offer, whether the employer is still recruiting for the role, or anything beyond what the employer published. Full methodology.

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